How can policy encourage retirement saving today?
Current policy discussions on retirement saving continue to draw on the lessons from past research. We need to consider how tax incentives, the design of employer-sponsored plans, and the role of individual accounts can best support adequate retirement resources for a diverse population. Understanding how different demographic groups respond to incentives, and the interplay between saving and other financial decisions like housing, remains critical for crafting effective policies in the evolving economic landscape.
Ask James M. Poterba the follow-up →