Summary

This book argues that fluctuations in the price-level are determined by the banking system's loan terms and the community's decisions on consumption versus saving. The banking system controls the rate of investment, while saving rates are set by individual choices about income allocation. The author proposes a novel approach to monetary theory, moving beyond static equilibrium to describe disequilibrium and the dynamic laws governing transitions between monetary positions. This involves combining quantitative and qualitative methods, estimating the magnitude of key variables, and analyzing modern banking systems and monetary management.

The book aims to explain how price-level oscillations occur and offers practical suggestions for monetary management. It distinguishes between the industrial and financial circulation and examines causes of disequilibrium. The author challenges traditional doctrines by starting with the flow of community earnings and its division into consumption and savings, rather than total money quantity. This method allows for understanding how the price-level of consumption goods relates to their cost of production, depending on the proportionality of income distribution and expenditure.

Key concepts

  • Representative MoneyA monetary regime where the banking system can influence the business world's investment rate.
  • Monetary ManagementPractical methods and objects for controlling a monetary system, including controlling prices through the rate of investment.
  • Industrial CirculationThe volume of economic activity related to the production of goods, influenced by specific factors.
  • Financial CirculationThe volume of economic activity related to financial transactions, influenced by specific factors.
  • Bank-rateA key mechanism discussed in relation to traditional doctrines, its general theory, and its function in external equilibrium and with the quantity of money.
  • Liquid StocksA theoretical concept related to the accumulation of capital and its associated "carrying" costs, which can influence price fluctuations.

From the book

II. ohap. ii.) :the circulation of every country may be considered as divided into t^o
way they are regarded, however, they constitute a^ Broadly speaking, in London the sharpness of the old distinction
to remain fairly constant in normal circumstances.Apart from difficulties of classification arising out

Popular questions readers ask